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Tax Tips & Business Guides for Relief & Locum Vets

Practical advice on taxes, mileage deductions, invoicing, and running your relief or locum veterinary business.

Money Management
Feb 12, 2026·3 min read

The True Cost of a Relief Shift: Why Your Gross Rate Isn't Your Real Earnings

You billed $800 for that shift. But after gas, tolls, meals, and the 30% tax set-aside, what did you actually earn? Here's how to calculate your real hourly rate as a relief vet.

Money Management
Jan 14, 2026·3 min read

Retirement Planning: SEP-IRA vs Solo 401(k) for Relief Vets

You can contribute up to $72,000 per year to a retirement account as a self-employed vet. But the right plan depends on your income. Here's how to choose between a SEP-IRA and a Solo 401(k).

Money Management
Jan 7, 2026·3 min read

Direct Booking vs. Agency Placement: The Real Math

Agencies take 20-40% on top of your rate. But they also handle scheduling, invoicing, and sometimes insurance. Here's a data-driven comparison to help you decide the right mix.

Money Management
Nov 26, 2025·3 min read

How to Build Your Relief Vet Rate Card

Setting your rates too low costs you money. Setting them too high costs you shifts. Here's a data-driven approach to pricing your relief veterinary services based on real market data.

Money Management
Nov 12, 2025·3 min read

Mileage Deduction Mastery: Turning Your Commute Into a Tax Write-Off

At $0.725 per mile in 2026, mileage is likely your single largest tax deduction. But only if you track it right and understand the rules about business vs. commuting miles.

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